Reduce Payments with a Debt Settlement Plan
As a debt relief agency, Clark Law Offices provides services to help you reduce your debt repayment for secured and unsecured consumer debt. Debt settlement is an alternative to bankruptcy, and offers some good and bad consequences that must be considered. Our attorneys negotiate directly with your creditors to develop an acceptable workout plan. In many cases, we are able to help clients eliminate over 50% of their credit card debt.
Once the debt settlement plan is in place, your creditors will generally stop any harassing collection efforts, as long as you keep up your side of the agreement. If your creditor has already turned your account over to an independent collection agency, however, there is no guarantee that a debt settlement plan will reduce your payments or end collections efforts. Contact our offices to discuss the benefits of a debt settlement plan with a lawyer who can help you get a new financial start.
What a debt settlement plan can do for you to help avoid bankruptcy:
- Reorganize your unsecured debt, without the expense of bankruptcy
- Eliminate or lower interest payments
- Eliminate harassing phone calls from creditors
- Eliminate late payment fees and penalties
A settlement plan cannot:
- Prevent your credit score from being negatively affected
- Reduce your mortgage or car payment
- Prevent foreclosure proceedings that may already be in the works
To learn more about our debt relief services, please visit these pages:
- Chapter 13 bankruptcy to reorganize debt
- Chapter 7 bankruptcy eliminate debt
- Debt settlement plans
- New bankruptcy laws
- Senior citizens and bankruptcy
We invite you to learn more about how we have helped numerous people avoid bankruptcy. Contact our offices in Phoenix, Arizona, and Mesa, Arizona, to schedule a free consultation about your debt settlement needs with one of our attorneys. We won't judge you. We'll help you.
