Repossession and Foreclosure
Save your Arizona Home from Foreclosure
Americans have always believed in giving people another chance. Under bankruptcy laws, you don't have to lose your house or car. Despite the myths about bankruptcy, and some of the lies your creditors and collection agencies are telling you, you can eliminate or reorganize your debt and keep your family in your home. Clark Law Offices is here to help you get the fresh start you need.
Free initial consultation about helping you stop garnishment and foreclosure
We accept all major credit cards and payment plans are available
Conveniently located in Phoenix, just south of the Biltmore, minutes from Hwy 51, as well as in downtown Mesa and in Glendale for our clients on the west side.
We talk with people everyday who don't know how to they are ever going to get out from under the heavy load of debt. In many cases, the high interest rates and fees of unsecured credit card debt is creating most of the problem. People are afraid to file bankruptcy because they have heard that they will lose their house. Under the rules of Chapter 7 bankruptcy, you can eliminate all of your unsecured consumer debt and "reaffirm" the debt you are willing to repay. That means that you don't have to lose your secured debt such as your mortgage or car payment in the bankruptcy. You promise to keep paying the monthly bill, and you can keep it.
Don't fall for a short sale or "deed in lieu" of deal
If you are behind in your house payment and facing foreclosure, you may be offered the opportunity to simply sign over your deed to your mortgage lender, in order to avoid the expense and financial stigma of a bankruptcy. Talk to us about the pros and cons of a short sale or a deal that includes handing over your deed. Losing your house isn't necessary. Bankruptcy isn't the end of the world. It is the beginning of a new financial life.
Saving your house from foreclosure may not be your best solution
We will be honest with you about your financial options. Despite your emotional attachment, holding onto an expensive mortgage that you can no longer afford may not be your best financial option. We will give you straight answers to serious questions. We will not judge you about your financial decisions. We are here to help.
We invite you to visit these pages to learn more about our complete bankruptcy services:
- Chapter 13 bankruptcy to reorganize debt
- Chapter 7 bankruptcy eliminate debt
- Debt settlement plans
- New bankruptcy laws
- Senior citizens and bankruptcy
Stop worrying about a car repo and harassing collections calls
Contact our offices in Phoenix, Mesa or Glendale, to schedule a free consultation about stopping foreclosure or repossession. We will give you straight answers that you won't get from your lenders. We will show you ways to rebuild your credit, and what some alternatives to bankruptcy may be. Start telling creditors that you are represented by a lawyer now!
