A Simple Answer to a Common Question
You have many options in seeking help with out-of-control debt. There are document preparation companies that can help you fill out the forms necessary to file for bankruptcy. They can't, however, give you legal advice, deal with creditors on your behalf or negotiate an affordable payment plan.
There are also credit repair and debt consolidation companies that promise to help you get out from under crushing debt. While some of these are reputable, others are only interested in making the maximum profit from people who are desperate for a solution.
At Clark Law Offices in Phoenix and Mesa, we offer clients in Arizona sound legal advice and experienced representation. We answer questions honestly and do not advise clients to file for bankruptcy unless it is truly in their best interests.
We understand that hiring a lawyer may be intimidating. But, in our experience, the advantages are hard to overstate. Here are four of the most important reasons why hiring a bankruptcy attorney may be the best move you can make:
One: Avoid Costly Mistakes
There are seemingly innocent actions you can take that may cause great difficulty in your bankruptcy filings, for yourself and for others. For example, if you repay a debt to a friend or family member within a year of filing bankruptcy, your friend or family member could be sued by the bankruptcy trustees for the return of the repayment.
Two: Stop Creditor Harassment
Whether or not you file for bankruptcy, hiring a lawyer to help with your debt puts your creditors on notice: they have to deal with you through your attorney, or face the consequences. An attorney can notify your creditors immediately and handle all interactions on your behalf. The letters and phone calls must stop.
Three: Protect Your Legal Rights and Interests
Credit repair and debt consolidation companies cannot give you legal advice, assistance or warning. It's the law. To us, the decision is clear. If you want to make sure your legal rights and interests are protected — and that you are receiving the highest-quality service and advocacy — we believe your best option is to consult an experienced bankruptcy lawyer.
Four: Get Peace of Mind
Knowing that you have an attorney on your side, who can fight for your rights and who knows the system inside and out, can give you the one thing that credit repair and debt consolidations can't: true peace of mind.
If it is not in your best interest to hire an attorney at this time, we will tell you so. You have our promise.
Clark Law Offices is ready to help you with all of your bankruptcy and debt relief needs. Contact us today to discuss your debt relief needs with an attorney who cares about helping you get a fresh start.
Our offices are conveniently located in Phoenix, just south of the Biltmore, minutes from Hwy 51, and in downtown Mesa.
